Estonian Mutual insurance Üks is created for the provision of insurance services to the members. In order to achieve the result, it is necessary to vigorously increase membership and develop different opportunities for cooperation in order to achieve this. Today, we have reached a breaking point in the activities of the cooperative, from which, in order to move forward, we must analyse the experience gained during the years of operation in order to make choices through strategic discussions on how to develop the cooperative in order to reach its ultimate goal. As the leader of this process, I see myself first and foremost as chairman of the Council. I thank the members of the Council for their trust.